It can be difficult and confusing to navigate credit without immigration status or eligibility for a Social Security Number (SSN). However, it’s important to know that even if you do not have a SSN, an Individual Tax Identification Number (ITIN) is an alternative that allows you to build credit, open a bank account, and file your taxes.
So, you have a great idea for a new business or you want to start working for yourself. What things do you need to start delivering products and/or services?
Maybe you want to lease an office space, purchase a phone plan, or obtain a new computer. You may not have cash to purchase these things outright but you need them now to begin earning money.
This is where credit comes into play.